The Medicaid Waiver program allows seniors and individuals with disabilities to receive care services at home or in the community instead of moving into a nursing facility.

Medicaid covers traditional medical expenses like doctor visits and hospital care. A Medicaid Waiver allows eligible individuals to receive long-term, in-home or community-based care instead of institutional care, offering more flexibility and independence.

Medicaid Waiver Services provide in-home support like personal care, meal help, light housekeeping, and respite services to help people live safely and independently in their own homes.

Individuals who meet Medicaid’s financial eligibility, need daily care support, and qualify for nursing facility level of care may be eligible for Indiana’s Medicaid Waiver programs.

Individuals who meet Medicaid’s financial and medical criteria and need assistance with daily living activities may qualify.

Coverage varies by program and needs but often pays for approved care services at home, reducing or eliminating the out-of-pocket cost for seniors and their families.

Medicaid Waiver may cover personal care, homemaking, meals, respite for caregivers, transportation, adult day services, and support to help individuals remain safely at home.

Services may include personal care, respite care, transportation, home modifications, and case management.

Payment depends on the person’s assessed needs and program guidelines. Medicaid covers approved services fully, meaning families generally have little or no out-of-pocket costs.

Usually no. Medicaid Waiver programs generally cover all approved services for eligible individuals.

Yes, in many cases family members can be compensated for providing in-home care under certain programs. Click HERE to Learn More

Apply through *Indiana’s Area Agency on Aging or Division of Aging. They evaluate eligibility, complete an assessment, and guide you through the approval and enrollment process.

We guide you through every step — from eligibility and paperwork to application submission and ongoing support.

Yes, in many cases family members can be compensated for providing in-home care under certain programs.

Medicaid Waiver payments go directly to approved service providers. Families do not receive direct cash; services are coordinated and billed through Medicaid’s authorized payment system.

Yes. Indiana’s Medicaid Waiver may cover certain assisted living services, helping with costs of personal care, meals, and support, though room and board are usually not included.

Yes. Indiana offers Medicaid Waivers that support individuals with autism, providing therapy, respite, in-home support, and specialized services to help with daily living and independence.

The CHOICE Program helps older adults and people with disabilities stay safely at home instead of moving to a facility. It's state-funded by Indiana and managed through local Area Agencies on Aging like CICOA. To access it, individuals complete an in-home assessment to determine eligibility and services needed.

CICOA Aging & In-Home Solutions is Central Indiana's Area Agency on Aging. They connect seniors and people with disabilities to programs such as CHOICE and Medicaid Waiver, and provide case management, transportation, meals, and in-home care coordination.

It typically takes a few weeks to several months, depending on documentation and state processing time.